By accepting a copy of this memorandum, the recipient agrees that it shall not contact or discuss the contents of this memorandum with any officer, employee, supplier, customer, licensor, franchisee, or associate of SWiM Worldwide Pty Ltd without the prior consent of SWiM Worldwide Pty Ltd.

This Memorandum and further information that may be supplied on the terms set out above and, on the terms, contained in a confidentiality agreement entered into by the recipient, the terms of which incorporate the above conditions and which contain restrictions on the use of the information, its disclosure, and the conduct of the recipient subsequent to the recipient.

Important Notice: The information contained in this information memorandum and any other verbal or written information given in respect of SWiM Worldwide Pty Ltd ("Information") is provided to the recipient ("you") on the following conditions. The listing consultant, listing owner and broker, Matthew Holland nor Allbiz Deal Room (ABN 56 630 339 150) or any of its officers, employees, or consultants ("we, us") make no representation, warranty, or guarantee that the information, whether or not in writing, is complete, accurate, or balanced. Some information has been obtained from third parties and has not been independently verified. Accordingly, no warranty, representation, or undertaking, whether express or implied, is made, and no responsibility is accepted by us as to the accuracy of any part of this or any further information supplied by or on our behalf, whether orally or in writing.

Valuation and Responsibility: We are not valuers and make no comment as to the value of the business or property. "Sold/leased" designations show only that stock is "currently not available," not that the business or property is contracted or settled. If you require a valuation, we recommend that you obtain advice from a registered valuer. This memorandum does not and will not form part of agreement for the business or property. The only information, representations, and warranties upon which you will be entitled to rely will be as expressly set out in the term sheet. Interested parties will be responsible for meeting their own costs of participating in the investment process for the business or property.

Liability and Authorisation: We will not be liable to you (to the full extent permitted by law) for any liabilities, costs, or expenses incurred in connection with the information, whether the loss or damage arises in connection with any negligence, default, or lack of care on our part. No person is authorised to give information other than the information in this document and any statement or representation by an officer, agent, supplier, customer, relative, or employee of the vendor will not be binding on the vendor or us. To the extent that any of the above paragraphs may be construed as being a contravention of any law of the state or the Commonwealth, such paragraphs should be read down, severed, or both, as the case may require, and the remaining paragraphs shall continue to have full force and effect.

The Board of Directors of SWiM Worldwide Pty Ltd ABN 34 636 379 318 have decided to seek investors for the business SWiM Worldwide Pty Ltd and has requested that Allbiz Deal Room Pty Ltd (ABN 56 630 339 150) serve as the process's communication medium. This confidential information memorandum ("Memorandum") has been prepared for selected parties with a preliminary understanding of the business of SWiM Worldwide Pty Ltd and to assist the recipient of the memorandum ("Recipient") in making their own independent appraisal of SWiM Worldwide Pty Ltd before making any investment.

The memorandum does not purport to be complete or contain all of the information that a prospective investor may require. No representation or warranty is made (or will be made in any investment agreement) as to the accuracy, reliability, or completeness of any information contained in this memorandum for SWiM Worldwide Pty Ltd, or the directors or shareholders of SWiM Worldwide Pty Ltd, the consultant Matthew Holland, or Allbiz Deal Room (ABN 56 630 339 150).The Recipient agrees by receiving this memorandum that it shall not copy, reproduce, or distribute to others this Memorandum, whether in whole or in part, without the prior written consent of SWiM Worldwide Pty Ltd. Further, the recipient of this memorandum will keep permanently confidential all information contained herein that is not already public and will use this memorandum only for assessing SWiM Worldwide Pty Ltd. On request, the recipient will promptly return all material received from the SWiM Worldwide Pty Ltd, the directors, and Allbiz Deal Room, including this memorandum, without retaining copies.

All projections in this memorandum have been prepared by SWiM Worldwide Pty Ltd, or their accountants for inclusion in this memorandum and all currency amounts in these projections are expressed in United States Dollars. Any past or projected profit assumptions are examples only; they do not constitute, and should not be regarded as, a representation that the projected results will actually be achieved or that the underlying assumptions are valid or can be met under new management. The projections are subject to uncertainties and contingencies, all of which are difficult to predict and many of which are beyond the control of SWiM Worldwide Pty Ltd. Allbiz Deal Room and the consultant, Matthew Holland have not independently verified the projections. All currency amounts are expressed in Australian dollars unless otherwise stated.

A MESSAGE FROM THE CHAIRMAN

Dear Prospective Investor,

We are pleased to present this rare opportunity to participate in the next phase of growth for SWiM Worldwide Pty Ltd, in what we foresee as being the one and only opportunity to make a pre-IPO investment into not one, but at least three stand-alone and complementary Fintech Businesses and Platforms.

Over the past several years, we have developed a number of revolutionary solutions to address the significant inefficiencies plaguing the global container shipping, B2B global payments and B2B loyalty industries.

The Global Container Shipping industry represents a USD 1.3 Trillion per annum ecosystem, handling movement of more than 740 million containers annually and represents 90% of world trade.

The Global B2B payments market size was valued at USD 79.53 trillion in 2023 and is projected to grow to USD 174.38 trillion by 2030, exhibiting a CAGR of 11.9% during the forecast period (2023-2030).

The global B2B loyalty management market size was estimated at USD 10.67 billion in 2023 and is anticipated to grow at a compound annual growth rate (CAGR) of 9.2% from 2024 to 2030.

Our journey began with a simple observation of the container shipping industry losing approximately USD 82 billion annually through three primary pain points—"no show" cargo bookings (USD 36 billion), futile empty container repositioning (USD 20 billion), and unpaid bills (USD 26 billion). We recognised that some of these primary pain points were unique to Container Shipping, whilst others had been driven by inadequate payment practices and inefficient B2B Local and Global Payment Systems, and that by solving these challenges through technological innovation and modern business practices, we could create substantial value for all stakeholders, whilst generating significant returns for our investors.

Today, SWiM Worldwide stands at an inflection point. We have successfully developed and launched three stand-alone but complementary Fintech Businesses and platforms—SWiM GDS, SWiM PAY, and SWiM REWARDS—that work seamlessly together to revolutionise both container shipping and Global B2B Payments and Loyalty Management. With already circa 5,390 freight forwarders and 104 shipping lines already waitlisted to join our platforms, we have validated both our solution and the market demand.

This capital raise of AUD 15 million is to be the one and only opportunity for astute sophisticated investors to make pre-IPO investment and represents an opportunity to participate in transforming a fundamental pillar of global trade and global payments and loyalty. The funds will accelerate our growth, enhance our technology infrastructure, and expand our market presence. I invite you to join us in this exciting journey as we work to modernise these industries and create sustainable value for all stakeholders.

Best regards,

Paull Van Oost
Chairman
SWiM Worldwide Pty Ltd

At the helm of SWiM Worldwide Pty Ltd, we've assembled an exceptional leadership team that brings unparalleled expertise to the table. Our CEO, Paull Van Oost, has extensive expertise gained from C-Level roles within the shipping, maritime, mining and major infrastructure development industries, having spearheaded many major notable projects over the past 30 years.

Complementing his leadership is our COO, Allan Barker, whose deep understanding of the fintech landscape and more than 40 years’ experience in systems development, risk management, insurance and banking, has been instrumental in driving our international B2B cross-border payment and loyalty rewards solutions.

Rounding out our executive team is Sasha Pavlovich, our CTO and CISO. Sasha's extensive background in banking and cybersecurity has been pivotal in ensuring the security and reliability of our platforms. Together, this powerhouse trio has amassed a remarkable set of accomplishments, positioning SWiM Worldwide Pty Ltd as a formidable player in the global business landscape.

With their combined expertise and proven success, our leadership team is poised to guide SWiM Worldwide Pty Ltd to new heights. We invite you to join forces with industry giants and leverage the unparalleled knowledge and experience that our CEO, COO, and CTO/CISO bring to the table.

Our strategic growth plan encompasses three key phases: